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  Victoria Kryssova 

REALTORĀ®



6112-A Regents Road
San Diego, CA 92122

Tel: Ā (858) 414-1241

info@SanDiegoDom.com

CA DRE License 01393177

Backed by the financial and market strength of top real estate team, I can provide an effective and efficient solution to all your real estate needs.


Follow us on Twitter @SD_ShortSales
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  Short Sale Properties by City 

Alpine - 91901 - 0 Escondido (South) - 92025 - 0 Point Loma - 92106 - 0
Bay Park - 92110 - 0 Escondido (West) - 92029 - 0 Potrero - 91963 - 0
Bonita - 91902 - 0 Fallbrook - 92028 - 2 Poway - 92064 - 1
Bonsall - 92003 - 0 Guatay - 91931 - 0 Ramona - 92065 - 3
Borrego Springs - 92004 - 0 Hillcrest - 92103 - 0 Ranchita - 92066 - 0
Boulevard - 91905 - 0 Imperial Beach - 91932 - 0 Rancho Bernardo - 92127 - 0
Campo - 91906 - 0 Jacumba - 91934 - 0 Rancho Bernardo - 92128 - 0
Cardiff by the Sea - 92007 - 0 Jamul - 91935 - 0 Rancho Penasquitos - 92129 - 0
Carlsbad - 92011 - 0 Julian - 92036 - 0 Rancho San Diego - 91978 - 0
Carlsbad - 92010 - 0 La Jolla - 92037 - 0 Rancho Santa Fe - 92067 - 0
Carlsbad (North) - 92008 - 1 La Mesa (North) - 91942 - 0 Rancho Santa Fe - 92091 - 0
Carlsbad (South) - 92009 - 0 La Mesa (South) - 91941 - 0 San Carlos - 92119 - 0
Carmel Valley - 92130 - 0 Lakeside - 92040 - 2 San Diego - 92102 - 1
Chula Vista (East) - 91914 - 0 Lemon Grove - 91945 - 0 San Diego (East) - 92105 - 0
Chula Vista (Central) - 91910 - 0 Linda Vista - 92111 - 0 San Marcos - 92069 - 0
Chula Vista (Central) - 91915 - 1 Logan Heights - 92113 - 0 San Marcos - 92078 - 0
Chula Vista (East) - 91913 - 1 Mira Mesa - 92126 - 1 San Ysidro - 92173 - 0
Chula Vista (South) - 91911 - 1 Mission Valley - 92108 - 0 Santa Ysabel - 92070 - 0
Clairemont - 92117 - 0 Mount Laguna  - 91948 - 0 Santee - 92071 - 0
College - 92115 - 0 National City - 91950 - 0 Scripps Miramar - 92131 - 0
Coronado - 92118 - 0 Nestor - 92154 - 0 Serra Mesa - 92123 - 0
Decanso - 91916 - 0 Normal Heights - 92116 - 0 Solana Beach - 92075 - 0
Del Cerro - 92120 - 0 North Park - 92104 - 0 Sorrento Valley - 92121 - 0
Del Mar - 92014 - 0 Ocean Beach - 92107 - 0 Spring Valley - 91977 - 1
Downtown San Diego - 92101 - 2 Oceanside - 92058 - 0 Tecate - 91980 - 0
Dulzura - 91917 - 0 Oceanside (East) - 92056 - 0 Tierrasanta - 92124 - 0
El Cajon (East) - 92019 - 0 Oceanside (North) - 92057 - 0 University City - 92122 - 0
El Cajon (Northeast) - 92021 - 0 Oceanside (West) - 92054 - 0 University of Calif. SD - 92093 - 0
El Cajon (West) - 92020 - 0 Pacific Beach - 92109 - 0 Valley Center - 92082 - 0
Encanto - 92114 - 0 Palomar Mountain - 92060 - 0 Vista - 92083 - 0
Encinitas - 92024 - 1 Paradise Hills - 92139 - 0 Vista - 92084 - 0
Escondido (East) - 92027 - 1 Pauma Valley - 92061 - 0 Vista - 92081 - 2
Escondido (North) - 92026 - 1 Pine Valley - 91962 - 0 Warner Springs - 92086 - 0
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  Understanding Short Sales 

What is Short Sale?

A real estate Short Sale is when a Lender agrees to sell the home at a price that is less then what is owed on the property.

Borrowers who are facing foreclosure may ask the lender to accept a discounted payoff on their loan. This is called a "short sale" or "short payoff". It allows the borrower to avoid a foreclosure action, and may offer the lender an expedited and less costly resolution of the situation.

Historical trends tell us that the number of short sales has increased when changing markets soften home prices and leave homeowners with a higher mortgage interest rate or loan balance. For the consumer, negotiating a short sale with the lender may seem a daunting task, particularly at a stressful time when foreclosure looms. A short sale allows the borrower to maintain a better overall credit record than with a foreclosure. It also allows time for the homeowner to relocate on a more convenient timetable instead of facing eviction and possibly a deficiency judgment down the road. A short sale may also help the borrower avoid or minimize a tax liability, although it is important for the borrower to discuss the situation with a tax advisor to be sure of the long-term effect.

Most lenders have specific criteria to consider a short sale that relate to the borrower's ability to repay the debt. Some lenders will consider a short sale only when the property is distressed or requires extensive work or repairs. If the lender foreclosed on this type of property, it would have to pay for all the repairs necessary to sell the property. A short sale may represent a more cost-effective way to pay off the loan.
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